Indicators That Allow Us to Know Whether a Highly Profitable Bank is Really Healthy

Posted on November 28, 2015

Net income is one of the oft-used figures for banks. However, we should distinguish between non-interest and interest income. In a sophisticated, dynamic and open credit market, the bank’s income from interest differentials must be minimal. In some countries, like Russia and Japan, government provides subsidies by lending banks money at low interest. It means that they can reap sizable interest income, even with moderate interest rate for ...

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How to Improve Anonymity With an Offshore Bank Account?

Posted on November 25, 2015

When opening an offshore account, often, the money is owned by a corporation, not our own money. However, an individual is often designated as a beneficial owner of the account. There are numerous things that we need to consider when opening and using an offshore account. As an example, we could use ATM cards and the money can be withdrawn from most ATM machines around the world. However, because we withdraw money from an unrelated bank or ...

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5 Things That We Should Add in Our Business Website

Posted on November 19, 2015

A business website should be able to fully support the business operations of a company. Whether we hire professionals to build the website or building it ourselves, we should make sure that we have included these details: Contact details: This may seem ridiculous, but many people actually forget to include proper contact details in their website. In many cases, they only include phone numbers and email address. Our contact details should ...

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How to Prepare Ourselves When Applying for a Loan?

Posted on November 15, 2015

At specific times, obtaining financing is quite easy to do, it isn’t always be the case. Many lenders could offer rather confusing services as stated in their advertising messages. In the finance market, the competition can be quite intense. There are many deals and rates that we should consider before we choose a financing provider. It is also quite difficult to find proper professional advices. Many financial managers and advisers have ...

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5 Serious Diseases That May Affect Our Business

Posted on November 13, 2015

Businesses are established by people and for this reason; they can work and behave like an actual organic entity. A business could grow, expand, have new subsidiaries as its offspring and get sick. Here are some of the serious diseases that may affect our company: Cash-flow hiccups: When our company is affected by this disease, it is struggling due to tight cash situation. We may start to skip payment and when inventory is running low, we ...

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